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The Freedom Manifesto How to Free Yourself from Anxiety Fear Mortgages Money Guilt Debt Government Boredom Supermarkets Bills Melancholy Pain Depression Work and Waste

The author of How to Be Idle, Tom Hodgkinson, now shares his delightfully irreverent musings on what true independence means and what it takes to be free. The Freedom Manifesto draws on French existentialists, British punks, beat poets, hippies and yippies, medieval thinkers, and anarchists to provide a new, simple, joyful blueprint for modern living. From growing your own vegetables to canceling your credit cards to reading Jean-Paul Sartre, here are excellent suggestions for nourishing mind, body, and spirit—witty, provocative, sometimes outrageous, yet eminently sage advice for breaking with convention and living an uncluttered, unfettered, and therefore happier, life.

User Ratings and Reviews

5 Stars yeaah!!
Excellent book full of common sense and I don’t know…I thought it was lovely and hopeful and more people should read it and follow some of the advice and give up all of the nonsense that it opposes because there is nothing wrong with anything Hodgkinson suggests. It is a no argument sort of thing…only if you believe in humans and the idea of them living a wonderful, whole, and fruitful life full of freedom and love and truth. And for the reviewer who said this book is for sociopaths…what the hell do you even mean? I do not think you are clear on what a sociopath is and it would be good to look it up and get clear because your comment made me laugh; it was so weird.

1 Star Waste of time
It was not even funny. I had to put a lot of effort to finish it which ironically contradicts the whole idea. Only for sociopaths.

4 Stars Odd little book but a nice read.
This is an odd little book that I both enjoyed and shook my head at. On the whole the book is very readable. It’s written in a conversational style with a kind of populist comfortability. It’s a lot like talking to your grandpa about life on the farm. Hodgkinson offers lots of friendly advice and I think this is where the book does well – if you’re looking for a coherent philosophy of simplicity and escape you won’t find it here. For those of you familiar with the Britcom “The Good Neighbors” you could imagine Tom Good reading a couple chapters in front of the fire each night.

What I don’t understand is Hodgkinson’s skewed view of history: he seems to hold to an overly romantic view of history and especially of the middle ages. He refers to them frequently as time when trade guilds took care of their members, when times were more gentle and kind, and when everyone just got along in happy harmony. Silly facts like a thirty year old life span, rampant disease and poverty, and almost complete lack of freedom never seem to bother him.

In all I give the book four stars for general entertainment and you’ll definitely come away thinking about things differently

5 Stars Give Freedom a Chance!
I don’t even remember how I heard about or came across the book but the cover and title must have caught my eye. If you can get over the pain, humiliation, and shock when you figure out that you are not “free” but simply a corporate hack easily influenced by big marketing and empty promises of a “career” and a “life” you will love this book. Now don’t beat yourself up too much as it happens to the best of us and the sad part is you start to fall deeper and deeper in without even realizing it. You work to live and before you know it you live to work. Your needs go from food and shelter to big cars, bigger houses, over priced vacations n so on.

In fact this book is so out there book stores have merchandised the book in both the humor section and the self help section. Here is a few sentences from the book – “Self importance is a trap, because the moment we start to think that we actually matter is the moment when things start to go wrong. The truth is that you are supremely unimportant, and that nothing matters. All of man’s striving is for nothing; all effort is wasted.” or “Career is just posh slavery. And career is an institutionalized putting-off, a paradise defferred. I also bought his book ” How to be Idle” which I am currently reading and enjoying.

The amount of people, books, & articles he references from the last 200 years is vast and if you pursue them individualy could turn into a full time job, which if you read the book you may understand that it may not be a bad thing. However he helpfully listed all resources used in the back of the book for easy reference.

Buy it, love it and then try and live it if you dare!

5 Stars Read it, take a nap, then lie in the grass and watch the clouds go by
Finally, an antidote for all those personal productivity books that make you feel guilty for not being an optimally efficient wage’bot, forever getting things done with your highly effective habits. This book made me feel happy about the times when I kick back and become a total slacker.

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Reduce Your Mortgage Book Anarchists, Boredom, Debt Government, Existentialists, Fruitful Life, Hippies, Irreverent Musings, Jean Paul Sartre, Manifesto, Medieval Thinkers, Melancholy, Mind Body And Spirit, Punks, Sage Advice, Sociopath, Star Waste, Tom Hodgkinson, True Independence, Waste Of Time, Yippies

Free Money to Pay Your Bills

User Ratings and Reviews

2 Stars Misleading
In the infomercials it states “millionaires are eligible” and the title is “Free money to pay your bills” It is obvious that the author wants you to think of this book as a way to get rich quick. Thank God I at least checked mine out from the library. Seriously folks if the government was just giving away money we’d all be millionaires. That being said it still doesn’t justify the authors tailoring this reference in such a misleading way. Using human greed to feed one’s own greed…how ironic.

1 Star free money
this purcase was a waste of time and money. I won’t purchase any more book by the author.

2 Stars Not as expected
This book offered more disability programs and veteran programs available to those people, not just anyone. I expected to find out about things offered to people who did not fit this type of profile, but who might be able to acquire government grants or money through programs not known to the general public. Everyone knows about the programs offered in this book, or can easily find out about them through their local government offices. I was glad I did not pay the full $30 + price at a book store for this book. I would really have been upset. The only thing that might be useful to me specifically is college money for my daughter, who has already graduated with a Bach. of Science degree, but who may have to go back and take some additional classes in order to get her teacher’s certification. I would not recommend this book to people I know as a great source of help.

1 Star A reprint of the Blue pages.
If you are out of work or are someone with a low paying job this book might be of some help. I would ask for a copy from the library first before I would buy it though or better yet, I would go out to the websites of HUD, HHS, or one of the other State and Federal Human services websites in your area and check out what the assistance programs you might be eligible for.

For anyone else this is a waste of money.

1 Star sucks
this book has no use for anyone who lives in louisiana for sure. it sucks

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Introduction to Real Estate Law Black Letter Series

User Ratings and Reviews

5 Stars Concise introductory book
This is a great book to use as an introduction to real estate law. It uses language understandable by all. I used it for several years for teaching real estate law to paralegals with diverse educational backgrounds and all students were able to comprehend the contents of this excellent book.

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Confessions of a Subprime Lender An Insiders Tale of Greed Fraud and Ignorance

Former subprime lender Richard Bitner once worked in an industry that started out helping disadvantaged customers but collapsed due to greed, lack of financial control and willful ignorance. In Confessions of a Subprime Lender: An Insider’s Tale of Greed, Fraud, and Ignorance, he reveals the truth about how the subprime lending business spiraled out of control, pushed home prices to unsustainable levels, and turned unqualified applicants into qualified borrowers through creative financing. Learn about the ways the mortgage industry can be fixed with his twenty suggestions for critical change.

User Ratings and Reviews

4 Stars Absolutely worthwile. An industry exposed by an insider
I really enjoyed reading this book.

In an easy-to-read style the author takes the reader on a road down the gory details of the subprime lending industry. Being a novice to the subject it gave me an incredible amount of insight as to the constituents to the current mess America finds itself in.

A classic example of human greed unchecked.

1 Star You are being suckered!!!!
What is the obsession in this country with wanting to read people’s confessions? Why are you giving this greedy jerk MORE of your money? Why are we allowing him to make yet more money on his previous greed? All of these men lack remorse for all of their misdeeds. And yet, you all give him more money for the privilege to read about his stupidity and indiscretions that have ruined our country! Seriously folks! Wake up already. Cut these guys off. Stop allowing people to make money by telling stories of “how I did it”. GEEZ!

3 Stars Solid, not brillant and no real confessions
The title makes this sound like one of the big bad guys in the sub-prime mess is writing a lurid set of memoirs from his or her jail cell. This book is nothing so stimulating as that. Bitner is a former big corporation finance guy who slummed for a few years as a sub-prime lender. He still thinks of himself as a straight arrow, trying hard to be honest sort of person. What he gives us here is, in part, his story, but in larger part a fairly dispassionate analysis of how the sub-prime lending industry worked and why it blew up.

I know a fair amount about this area, and relatively little of what Bittner said was new to me. For someone entirely new to the area, however, this would be a good introduction. What he says is accurate, as far as it goes, but it is hardly the last word on the subject. His primary weakness is that he does not know much about the industry, beyond his own experience running a small Dallas lending firm. He has basic knowledge about the Wall Street end of the industry, but he was not involved in that side and does not have much to add to what most of us already know.

5 Stars Excellent Book of Blame…
I disagree with some of the critics about this book. I read the original version early this year, and I thought it spelled out very nicely that there was plenty of blame to go around. Virtually everyone connected with the mortgage industry had some blame.

What I think the book leaves out is the role the government played in forcing companies to make “community” loans or bad loans at the risk of being overrun by activists or having the federal government come down on them.

In all, I think this was an easy to read, simple explanation of what went wrong and how we might avoid it in the future.

Now that you’ve read the demise of the industry, you’ll need to either read the section on how to do a short sale workout with your lender in the short sale section of Loren Keim’s book How to Sell Your Home in Any Market: 6 Reasons Why Your Home Isn’t Selling… and What You Can Do to Fix Them or you’ll have to work on re-establishing your credit by picking up a copy of Clyde Goulet’s The Survival Guide To Foreclosure: All the information you need to know to survive a foreclosure, restore your credit, and get back into the ranks of home ownership.

4 Stars A Layman’s Summary to Subprime
This is not an in depth study of subprime but is a worthwhile “layman’s” review. Basically he was a subprime lender who sold his part of the company prior to the collapse. The most worthwhile parts of the book are his overview of the industry and his account of the loosening of underwriting standards that led to more abuse. He gives good accounts of selling a loan, risks to the lender, and how self interests of the parties got in the way of a credible industry.

This is a good book for someone that doesn’t understand what happened but doesn’t have a large finance background. As a mortgage trader who buys and sells loans, it’s not great depth. But, what do I know. I lost plenty of chips in this mess although it now has helped my business as more creditable loans are being sold but in lower quantities.

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Reduce Your Mortgage Book Bad Guys, Borrowers, Change User, Confessions, Constituents, Creative Financing, Critical Change, Fina, Gory Details, Human Greed, Indiscretions, Insiders, Jail Cell, Jerk, Mortgage Industry, Remorse, Subprime Lender, Subprime Lending, Unqualified Applicants, Willful Ignorance

Real Estate Riches How to Become Rich Using Your Bankers Money

Dolf De Roos realised at a young age that most of the rich made (and kept) their wealth through real estate. Armed with that knowledge he worked hard and earned money without ever receiving a pay slip or a salary from an employer. What allowed him to do it was real estate! In this book, De Roos shows why investing in property is so astoundingly simple and lucrative. Topics include: negotiations and submitting offers; increasing the value of your property; and dealing with laws, rules and regulations. De Roos opens up and gives an insider’s view of his approach, attitudes, techniques and secrets in the real estate game.

User Ratings and Reviews

4 Stars Good book on basics of real estate investing
I read this back in 2003, when I was beginning my real estate investing business. I’ve read many books on real estate since then. This was a very good book on the basics. I recommend it for beginners who are building a foundational knowledge of investing in real estate. It isn’t for the more more advanced investor, however. So as long as you keep that in mind if purchasing this then you should be good to go.

All the best.

5 Stars Real Estate
This book is definitely a must have for those who want to learn the world of real estate investing. I found it extremely helpful and very easy reading. I found it very inspiring and will definitely go back to it again and again for advice.

5 Stars Excellent book misleading title
Very good book. Excellent tips. Easy read but comprehensive. Enjoyed every page of it and learnt so much. Misleading title though. Couldn’t put it down.

4 Stars real estate
I have not completely read this book as of yet…. however it looks like I will find some interesting help

5 Stars Very informative book and Fun to read
This book had a lot of useful information on the many different aspects of real estate investing, both residential and commercial. On top of that it was fun to read. I had a hard time putting it down. It has many exciting examples of deals he has made in the past.

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